Every tool earns its place.

Weekly cash-in, occupancy by vehicle, paid-vs-pending ratio, top late tenants, plate-match success rate. Click any chart to drill into the underlying payments.

Per-tenant per-cycle: paid (bank or card), pending, missed, scheduled. Click any day to see who paid what — no more digging through bank statements.

One-click Australian financial year (1 Jul–30 Jun) summary. Total income per vehicle, GST collected, fees paid. Print-ready PDF for your accountant.

Capture handover/return photos, damage reports, dashboard mileage shots. Time-stamped, owner-private, attached to the vehicle and tenant record.

Crashes, fines, traffic infringements, lost keys — every event with date, vehicle, tenant, photos and notes. Searchable history when insurance asks.

Cron-driven Monday/Friday/overdue reminders go out without you lifting a finger. Override per tenant if you want a softer or sharper cadence.

Every state change in your account — tenant added, rate changed, payment marked manually, late fee applied — captured with timestamp + IP. Exportable for compliance.

Optional Stripe Identity flow — driver's licence + selfie match before they sign the contract. Owner-controlled toggle; results stored against the tenant.

Upload your logo. It lands on tenant emails, contract PDFs, the portal header — so the tenant sees your business, not just CarPay's wordmark.

Pull payments, push tenant updates, sync with your accounting tool. Business 100/h, Scale 500/h, Enterprise 2000/h. OpenAPI spec on request.

If your Stripe Connect link breaks (test→live mode, dashboard revoke), tenants see a friendly "owner is reconnecting" page — never a raw key fragment. Rebuild and old subscriptions resume.

Refund a tenant in the Stripe Dashboard and our DB syncs in seconds. Chargebacks land in your bell with the evidence-due date so you don't miss the window.

ePayments Code §8 advance-notice emails fire before every charge. Mandate authorisation captured for Visa/MC chargeback defence. Rate-change notifications before billing updates. Privacy Act APP 3/5 notice + owner attestation. One-click account deletion anonymises everything.

Postgres row-level security at the database. Every owner sees only their own vehicles, tenants, payments — even if our backend has a bug, the database refuses cross-tenant reads.

Payments matched, cards saved, late fees collected, tenant added — every event lands in a real-time activity feed. No more refreshing the dashboard wondering "did it fire?"

Stripe re-delivers webhooks for safety. Our handlers de-dup at multiple layers (payment_intent, idempotency keys, DB constraints) so a retry never doubles a charge or a notification.

Add CarPay to your iPhone or Android home screen. Loads offline, opens like a native app, sends push notifications. No App Store gatekeeping.

Change your plan, payment method, business name, language, late-fee policy from Settings. No support ticket needed. Danger Zone deletes everything in one click.

All connections TLS-encrypted. Tenant card numbers never touch our servers — Stripe handles storage. BSB/account numbers encrypted at rest. AI redacts PII before any outbound message.